3155 W Big Beaver Road
Troy, MI 48084
Show mapRay Cela
Sr Loan Officer
NMLS ID: 899576
Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.
Ray Cela
Request a Contact
Fill out the information below and I'll reach out to you shortly.
Welcome to Flagstar Bank, my name is Ray Cela. As a senior mortgage loan officer with extensive experience in home lending, I have shared my expertise to personally assist numerous families, investors, and first-time homebuyers with their financing needs. My expertise in home financing includes but not limited to: conventional, jumbo, FHA, VA, first-time homebuyers, second home, investment properties, and more.
As a top producer with Flagstar Bank, I work hard every day to make sure my clients get into the right programs every time and on time. I work 24/7 to make sure that your questions are answered at a moment's notice. Whether you are looking to buy a new home, refinancing an existing mortgage, or take advantage of home equity to upgrade or consolidate debt, I'm ready, willing, and able to assist you every step of the way.
I look forward to meeting you.
Mortgage Skills
- Adjustable-Rate Mortgages
- Condominium Financing
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Renovation Loans
- Second Homes
- USDA Rural Housing
- VA Government Loans
Education
- Masters of Science in Finance - Walsh College 2015
Languages Spoken
- English
- Italian