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Sandy Mallon, (NMLS ID 445274)

Sandy Mallon

Home Lending Sales Manager NMLS ID: 445274

310 North Avenue East

Cranford, NJ 07016

Mobile: (201) 988-1186
Office: (201) 988-1186
Email: [email protected]

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I’m a mortgage expert with significant experience and in-depth industry knowledge.

Presidents Club Member

Top 1% mortgage originators in America

Scotsman Guide - Top Mortgage Originator

Experienced. Analytical. Informative.

These are qualities that you won't find in “quick” online lenders.

Your financial situation is unique, and I offer unique solutions.

Allow me to use my expertise to find the best product and rate for you.

 

 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Construction Loans
  • Fixed-Rate Mortgages
  • Jumbo Loans
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes

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Sandy Mallon

Home Lending Sales Manager NMLS ID: 445274

310 North Avenue East

Cranford, NJ 07016

Mobile: (201) 988-1186
Office: (201) 988-1186
Email: [email protected]

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Let's do the math (the easy way).

Use our home loan calculators to break down the costs of buying a new home.  How does a higher or lower down payment affect your monthly payment? Should you get a fixed or adjustable rate mortgage? Play around with different scenarios so you can make informed decisions about your home loan.

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Mortgage Affordability Calculator

Before you start shopping, learn how much house you can afford. 
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Mortgage Down Payment Calculator

Find out how different down payments affect the cost of your home loan.
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So, how does getting a mortgage work?

Buying a home is a big deal, and there are many ways to finance it. Understanding the basics of a home loan will get things off to a great start. Learn about the steps in the process, the paperwork you'll need, and what makes up your monthly payment.

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The mortgage process

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What is escrow? How much do you need for a down payment? Find the answers to all your mortgage questions here. 
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Before you close on your new home, we'll work together to answer these essential questions.