Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Flagstar Bank, N.A. and Flagstar Wealth Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Flagstar Wealth Services, and may also be employees of Flagstar Bank, N.A. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Flagstar Bank, N.A. or Flagstar Wealth Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
Flagstar Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
CHECKING PROMOTION
You can earn a $50 Visa® Reward Card, and each person you refer can get a $200 Visa® Reward Card. Keep referring and earn up to $5001 per calendar year.
CHECKING
Explore our personal checking account options to find the right fit for you.
CERTIFICATES OF DEPOSIT (CD)
Enjoy guaranteed growth when you open a CD account.
USE YOUR HOME'S EQUITY
Have big goals? A home equity line of credit could help you reach them.
START YOUR PLAN
Prepare for life’s next chapter with Flagstar Wealth Services.
*Investment products are not insured by the FDIC, are not deposits, and may lose value
BUSINESS BANKING SOLUTIONS
Let Flagstar handle optimizing your cash flow, streamlining payments and receivables, ensuring reliable access to capital, and finding solutions ahead of hurdles, so you can focus on growing your business.
Our Mobile App lets you pay bills, send money with Zelle,® deposit checks,3 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.4
4.7 out of 5 on the Apple App Store as of 6/1/2026
Scan this code with your phone’s camera to download the Flagstar Mobile App from the Apple App Store or Google Play Store.