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Check and ATM Fraud

Check fraud

From counterfeiting to forgery, check fraud affects millions of individuals and businesses every year: Counterfeiters create or duplicate checks with your account information. Forgers steal your checks, sign, or endorse them and then try to cash them.

 

To detect check fraud:

  • Use your monthly bank statements to monitor account activity.
  • Compare receipts or check carbons against bank statements to make sure the transactions match.
  • Ensure that you recognize all charges. If you see suspicious transactions, contact Flagstar immediately.
  • If you are denied credit, find out why and request a copy of your credit report.
  • Check your credit by ordering a free annual report from annualcreditreport.com

ATM/Debit fraud

ATM/debit fraud occurs when criminals acquire your card or PIN number to access your bank accounts and withdraw money.

 

To detect atm/debit fraud:

  • Use your monthly bank statements to monitor account activity.
  • Check sales/ATM receipts against bank statements to make sure the transactions match.
  • Ensure that you recognize all charges. If you see suspicious transactions, contact Flagstar immediately.