RV Loans & Financing
Ready to pack up and cruise the open road? Our flexible RV loans can help finance your ride.
Get a great rate before your adventures.
If you’ve been itching to get out and explore, RV loans from Flagstar Bank can help you purchase a new or used recreational vehicle—or even refinance a current loan. And with quick approvals, our experienced bankers won’t keep you waiting to begin your adventure.
FEATURES OF A RV LOAN:
- Competitive RV financing rates
- No prepayment penalties
- Loans up to 100% of RV value for qualified customers
- Simple loan application
- Low fixed rates
- A variety of terms available on new and used RVs
- 0.25% rate reduction for qualified customers1
- 0.25% rate reduction when payments are automatically made from a Flagstar bank deposit account2
We look forward to helping you with your RV financing. Here's what you need to qualify for a recreational vehicle loan:
- Be 18 years or older
- Be a U.S. citizen or permanent resident alien
- Open to residents in California, Indiana, Michigan, Ohio and Wisconsin only
- Available for individual borrowers only. Other underwriting conditions may apply
FAQs About RV Loans
There are two convenient ways to apply:
- Call or visit any Flagstar branch
- Call (888) 248-6423 toll free
Please see NADA RV Pricing.
Loans are available for new or used RVs. Used RVs must be seven model years old or newer. We do not offer RV loans for commercial vehicles or for business use; nor do we finance horse trailers or horse trailers with living quarters, diesel tractor units, park models or truck campers, conversion or delivery vehicles.
Yes. Take advantage of Flagstar's competitive rates and save.
- ID verification
- Income verification
- Signed purchase agreement
- Copy of title (if private seller)
- Proof of insurance
At a local branch. We make it easy to find a branch near you and to schedule an appointment with a Flagstar representative.
The funds will be available at the time of closing.
Please see our Privacy Notice.
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$100 origination fee.
Programs subject to change without notice. Underwriting terms and conditions apply.
1Requires a Flagstar checking, savings, CD, or money market account. Must be established and selected before loan approval.
2Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.