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Before you go
Flagstar Bank delivers banking, lending, and wealth management services for individuals, families, businesses, and institutions of all sizes. Wherever you are on your financial journey, we’re here to help you move forward.
As one of the largest regional banks in the country, we have the scale to support complex needs and the attention to tailor solutions to you.
Flagstar has $87.7 billion in assets, $61.0 billion in loans, $67.5 billion in deposits, and $8.1 billion in total stockholders’ equity (at June 30, 2026).
Our roots date back to 1859 with Queens County Savings Bank, the first bank to open in Queens. Today, Flagstar has a national lending platform with approximately 320 retail locations and 20 Private Banking Offices across the New York–New Jersey metro area and the upper Midwest. Our private banking practice continues to grow—with new locations in Florida and on the West Coast—to make sure we're available when and where our clients need us.
Strength in numbers
All financial information as of June 30, 2026
$87.7B
TOTAL ASSETS
$67.5B
TOTAL DEPOSITS
Approximately
320
RETAIL LOCATIONS
20
PRIVATE BANKING OFFICES
Flagstar in the news
Joseph M. Otting
Executive Chairman and Chief Executive Officer of Flagstar Bank, N.A.
Flagstar’s pivot to diversified lending and future-proof tech
Read the Crain’s Detroit Business article featuring Joseph Otting.
Richard Raffetto
Co-President, Co-Chief Operating Officer, and Chief Banking Officer
Big enough to matter. Small enough to care.
Read Rich Raffetto's feature in CEO North America Magazine
Awards
Originator Choice Award
National Mortgage Professional, 2023
Best Overall Mortgage Lender
NerdWallet, 2024
Top Workplaces
Detroit Free Press, 2023
Best and Brightest Companies to Work For
2017–2023
2024 Top Producing Lender
MSHDA
Customer Service for Middle Market Banking
in the U.S.
Flagstar history
- April 14, 1859
New York Community Bank established as Queens County Savings Bank - November 23, 1993
Queens County Savings Bank lists on NASDAQ ($1B in assets) - November 20, 2000
NYCB completes Haven acquisition ($4.7B in assets) - July 31, 2001
NYCB completes Richmond County merger ($8.9B in assets) - October 31, 2003
NYCB completes Roslyn merger ($23.4B in assets) - April 28, 2006
NYCB completes Atlantic Bank of New York acquisition ($29B in assets) - April 2, 2007
NYCB completes PennFed Financial Services, Inc. acquisition ($30B in assets) - October 1, 2007
NYCB completes Synergy Financial Group, Inc. acquisition ($31B in assets) - December 4, 2009
NYCB announces acquisition of all deposits, select assets from AmTrust Bank ($42B in assets) - November 13, 2012
New York Community Bank shares begin trading under NYCB ticker symbol - December 31, 2020
Thomas R. Cangemi is appointed President and CEO of Flagstar Bank - December 1, 2022
NYCB completes its acquisition of Flagstar Bank, NA - March 20, 2023
NYCB acquires certain assets and assumes certain liabilities of Signature Bridge Bank - September 23, 2023
NYCB unveils refreshed logo and brand identity signaling the unification of the three companies under the Flagstar name ($111B in assets) - October 25, 2024
Flagstar Bank's holding company, formerly New York Community Bancorp, Inc., is now Flagstar Financial, Inc., with a new stock symbol: FLG - July 24, 2025
Flagstar Financial, Inc. announces actions to enhance its corporate structure by merging holding company into the Bank - October 17, 2025
Holding Company reorganization closes. Flagstar Bank, N.A. becomes new corporate entity.