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Before you go
We’re excited to share our new brand. Uniting three institutions under one roof is the culmination of extensive operational, technical, and human alignment focused on bringing more solutions, services, and ways to engage with our consumer and commercial clients.
Alignment is at the heart of what we do—aligning people, technology, purpose, and goals.
Flagstar Bank, N.A., is based in Hicksville, NY, and at March 31, 2026 had $87.1 billion in assets, $60.4 billion in loans, $66.8 billion in deposits, and $8.1 billion in total stockholder equity. We are a leading regional bank with approximately 340 locations, and strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast.
We are driven by our commitment to partner with our clients to set and reach goals together, helping them to take charge and thrive. Our focus is on four core lines of business that include:
Strength in numbers
All financial information as of March 31, 2026
$87.1B
TOTAL ASSETS
$66.8B
TOTAL DEPOSITS
Approximately 340
LOCATIONS
Flagstar in the news
Joseph M. Otting
Executive Chairman, President, and Chief Executive Officer of Flagstar Bank, N.A.
Flagstar’s pivot to diversified lending and future-proof tech
Read the Crain’s Detroit Business article featuring Joseph Otting.
Richard Raffetto
Senior Executive Vice President & President of Commercial and Private Banking
Big enough to matter. Small enough to care.
Read Rich Raffetto's feature in CEO North America Magazine
Awards
6th Largest Bank Mortgage Originator
Inside Mortgage Finance, Q3 2024
Top 50 Mortgage Company
Mortgage Executive Magazine, 2022
Originator Choice Award
National Mortgage Professional, 2023
Best Overall Mortgage Lender
NerdWallet, 2024
Large Bank Tier
Top Workplaces
Detroit Free Press, 2023
Best and Brightest Companies to Work For
2017–2023
Premier Member
ENERGY STAR® Certification Nation, 2022
2024 Top Producing Lender
MSHDA
Customer Service for Middle Market Banking
in the U.S.
Flagstar history
- April 14, 1859
New York Community Bank established as Queens County Savings Bank - November 23, 1993
Queens County Savings Bank lists on NASDAQ ($1B in assets) - November 20, 2000
NYCB completes Haven acquisition ($4.7B in assets) - July 31, 2001
NYCB completes Richmond County merger ($8.9B in assets) - October 31, 2003
NYCB completes Roslyn merger ($23.4B in assets) - April 28, 2006
NYCB completes Atlantic Bank of New York acquisition ($29B in assets) - April 2, 2007
NYCB completes PennFed Financial Services, Inc. acquisition ($30B in assets) - October 1, 2007
NYCB completes Synergy Financial Group, Inc. acquisition ($31B in assets) - December 4, 2009
NYCB announces acquisition of all deposits, select assets from AmTrust Bank ($42B in assets) - November 13, 2012
New York Community Bank shares begin trading under NYCB ticker symbol - December 31, 2020
Thomas R. Cangemi is appointed President and CEO of Flagstar Bank - December 1, 2022
NYCB completes its acquisition of Flagstar Bank, NA - March 20, 2023
NYCB acquires certain assets and assumes certain liabilities of Signature Bridge Bank - September 23, 2023
NYCB unveils refreshed logo and brand identity signaling the unification of the three companies under the Flagstar name ($111B in assets) - October 25, 2024
Flagstar Bank's holding company, formerly New York Community Bancorp, Inc., is now Flagstar Financial, Inc., with a new stock symbol: FLG - July 24, 2025
Flagstar Financial, Inc. announces actions to enhance its corporate structure by merging holding company into the Bank - October 17, 2025
Holding Company reorganization closes. Flagstar Bank, N.A. becomes new corporate entity.