Maximize your checking experience
Every Flagstar checking account comes with easy ways to manage and
move your money.
Managing your money is easy with Flagstar One Checking. This checkless checking account lets you ditch the checks, conveniently pay bills, and make purchases with your Flagstar Visa® Debit Card. You can also grow your savings by enrolling in Round Up with Flagstar®. This service rounds up your debit card purchases to the next dollar and puts the difference into your Flagstar savings account.
Requirements and fees
Every Flagstar checking account comes with easy ways to manage and
move your money.
This Bank On certified account meets specific standards around cost, functionality, and consumer safety, making banking accessible to more people in the community.
Yes! Flagstar is an FDIC-insured bank, which means customer checking account deposits are insured up to at least $250,000 per depositor for each deposit category.
Now that there are multiple ways to pay for things, many people choose to skip checks entirely.
Flagstar One Checking is a checkless checking account. Instead of checks, it comes with a Flagstar Visa® Debit Card that you can use for purchases, bills, and whatever you need.
The debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.
Overdraft fees depend on the type of account, any optional coverage the person has, and a few other factors. You can find all the details on our Overdraft Protection and Services page.
There are no overdraft fees with Flagstar One Checking.
Here’s how we handle checking account fees:
We’ll walk you through it. Stop by the nearest branch to open an account in person.
We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.
Interest rates are tiered to a maximum amount.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.