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Flagstar Military Checking

It's mission-ready checking with no monthly fees, exclusively for active duty and veteran military personnel. 

Keep an eye on your money with a checking account that’s always on duty.

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Anytime, anywhere access

Sign in to Online and Mobile Banking1 at home, overseas, and everywhere in between.

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A no-monthly-fee checking account

So you can keep more money in your pocket.

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A free box of checks every year

Choose from two patriotic designs: Heroes or Let Freedom Ring.

Military checking perks designed for you and your family

With Military Checking, you’ll get access to premium banking features, like no minimum balance, free access to 56,000 ATMs worldwide2, and a painless way to build up your savings. 

  • $50 minimum opening deposit
  • $0 monthly service charge for active and former military personnel
  • Premium rates for CDs3
  • Six Non-Flagstar ATM fees waived each statement cycle if you use any out-of-network U.S. ATM4
  • Optional overdraft protection
  • Free box of Flagstar custom checks or Let Freedom Ring and Heroes style checks-once per year

Swipe it. Type it. Tap it. Scan it.

Choose your favorite way to pay with a Flagstar Visa® Debit Card.5 Who knew paying for things could be so much fun? 

Benefits that put your military checking account to work

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Flagstar Visa® Debit Card5

A secure, convenient way to pay wherever Visa is accepted—which is practically everywhere.

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Online and Mobile Banking1

Bank on your schedule. Make deposits6 and transfers, pay bills or people—anytime, anywhere.

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56,000+ Flagstar ATMs2

Flagstar customers get free access to Flagstar, Allpoint, and Presto ATMs.

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Send Money with Zelle®

All you need is the recipient’s email or U.S. mobile number.

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Round Up with FlagstarTM

Round your purchases up to the next dollar and put the difference into a savings account.

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Pay with Confidence

Learn how we help you manage your transactions.

Bank on the go with Mobile Banking.1

Mobile Banking lets you pay bills, move money, deposit checks,6 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.7

Apply for a military checking account today

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Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

VA Home Loans

An easier, more affordable way for eligible active service members, veterans, and surviving spouses to qualify for a loan from the U.S. Department of Veterans Affairs.

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Savings Accounts

Prepare for your future. Discover the savings account that will help you reach your goals.

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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

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Online and Mobile Banking

A convenient way to view transactions, schedule payments, send money with Zelle®, and more. 

We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

Interest rates are tiered to a maximum amount.

1Not all devices supported. Available for eligible personal and business deposit account customers only.

2Currency conversion fee may apply to transactions outside the U.S.

3Excludes 10-Day CDs. Offer available to customers enrolled in Flagstar Military Relationship Program only.

4Fees may be charged by non-Flagstar ATM owners.

5This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

6Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

7Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.