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Flagstar Ready Savings

Grow your money with this low-cost savings account that earns interest.

Start saving today—for goals, rainy days, and your future self.

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Beginner-friendly

Easy to use if you're new to saving or starting a new goal.

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No monthly fee with a Flagstar checking account

Avoid monthly service charge when you have a Flagstar personal checking account1

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$1 to open

The minimum deposit to open this account is only $1.

Ready, set, save! 

Whether you're saving for a house or a new phone, Flagstar Ready Savings can help you cross the finish line faster. It has a competitive savings rate, so your money will work even harder. It's the perfect account for setting and reaching goals. 

Bank on the go with Mobile Banking.3

Mobile Banking lets you pay bills, move money, deposit checks,4 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.5

So many ways to save

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Earn interest on your savings.

Your money works harder with interest on your savings.

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Convenient ways to make a deposit

It's your choice: online, at a Flagstar ATM or branch, via mobile deposit4 or direct deposit,  by phone, with automatic transfers, and more.

Start saving. Open a savings account today.

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Apply online

Open an account anytime, day or night. It’s easy and secure.

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Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

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Flagstar Ready Checking

Choose a checking account that's ready for whatever is around the corner.

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Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

1The $3 monthly maintenance service charge can be waived with a $300 average daily balance, OR the primary owner is also an owner on a Flagstar personal checking account, OR the primary owner is 18yrs of age or younger.

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

3Not all devices supported. Available for eligible personal and business deposit account customers only.

4Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

5Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.