We’re here to help every step of the way.
We’re here to help every step of the way.
An ARM typically means you’ll have a lower interest rate—and payment—for the first few years. A lower payment could fit nicely into your budget, free up funds to use elsewhere, or allow you to pay more toward the principal balance. After the fixed rate period, your interest rate could go up, down, or stay the same based on market conditions at the time, so an ARM could be a great fit if you plan on moving before the first adjustment.1
Spend less on interest during the first few years of the loan.
Save more when you lock in one of our competitive ARM rates.
Decide if your initial low rate stays in place for 5, 7, or 10 years. After that, it can adjust every 6 months.
Don’t let the word “adjustable” keep you away from a great loan. Take advantage of our competitive mortgage rates, which are usually lower than a fixed rate loan, then enjoy predictable monthly payments for the first 5, 7, or 10 years. That adds up to significant savings!
For many people, buying a home is the largest purchase they'll ever make, but you don't have to go it alone. Talk to the friendly, competent, and trustworthy experts at Flagstar to find a home loan solution that's perfect for you.
Start your loan application here. Don't worry—if you get stuck, we're just a phone call away.
We'll help you find the right loan, start your application, and answer your questions.
Connect with a local expert and meet remotely or at a nearby branch. We'll guide you through the entire home loan process.
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Whether you're an expert or a first-timer, find the ins and outs of mortgages here. Learn what it takes to qualify for a loan, discover the different types of mortgages, and finally understand what an escrow account is for.
7th Largest Bank Mortgage Originator
We're an award-winning lender with more than 35 years of experience connecting customers to the right mortgage solution for their needs. With hundreds of conventional, jumbo, and government-backed options available, we'll find the right home loan for you, too. Whether you are buying a new home or ready to refinance, you can trust our simple application and streamlined process to get you to closing on time.
Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and product requirements, including loan to value, credit score limits, and other lender terms and conditions. Fees and charges may vary by state and are subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
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