Mortgage Loan Originator Jobs & Careers| Flagstar

Home Loan Advisor Careers

Flagstar offers more opportunity for mortgage originators looking to grow their careers. Here, you'll have more solutions at your fingertips: advanced technology platforms, outstanding marketing support, and a vast array of product offerings available in all 50 states.

Why we're different

If you’re a top mortgage originator or leader considering a change, it’s challenging to separate substance from all the hype. When you partner with an award-winning company that works with everyone from real estate agents to builders to borrowers, you are able to reach all corners of the market. At Flagstar, our mission is to create a one-of-a-kind home lending experience grounded in relationships, nurtured through service, and measured by results.

Top Mortgage Employer
National Mortgage Professional Magazine, 2020

Top Mortgage Originator Mortgage Executive Magazine, 2020

Diversity Inc Top 50 Companies for Diversity, 2020

Best and Brightest Companies to Work for 2017-2020

Business (not as usual)

One-Of-A-Kind Hybrid Banking Retail

Our platform allows you to offer a diverse suite of products and competitive pricing because we’ve combined true mortgage banking with portfolio lending. This enables you to benefit from a lower cost of funds and reinvestment in our people, products, pricing, and technology.

Lending In All 50 States

As one of our originators, you can close loans in all 50 states under our federal exemption – without state licensing – at full compensation (not just a referral fee). You can retain the valuable relationships you’ve built with your clients, even if they relocate to other states.

Top 6 Mortgage Bank Originator - Committed To Mortgage

Stability and commitment to retail lending are more important than ever in today’s volatile market. Flagstar’s origins lie in mortgage, dating back to 1987. While others have come and gone, or changed strategies, mortgage continues to be one of our core businesses.

Bank Portfolio Enables Specialty Lending

We offer a complete suite of loan products, so you can qualify more borrowers. Our bank portfolio also empowers you to offer loans for more scenarios, including: zero down payment, one-time-close construction, 50 back-end ratios, interest only, and specialty products for niche markets, as well as second mortgages and HELOCs.

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What our team says

"Our online customer portal is a godsend. All my clients use it. It’s an intuitive questionnaire so it eliminates a lot of the funkiness of the loan application. It allows them to upload financials in a secure environment and automatically moves everything into the loan operating system. The system is awesome. I love it."

Steve Papapietro

Branch Manager, Palo Alto, CA

"We have a great CRM. You can be as actively involved as you want, or set it and forget it. It’ll send out emails, notifications, marketing pieces to your referral partners and clients on a consistent basis. You’d be amazed how often you get back from a realtor, 'Wow, that was a great article you sent, Tracie. Do you mind if I use it?' It goes on and on, the power of the CRM. It’s been the coolest thing I’ve seen since I’ve been in the business."

Tracie Southerland

Loan Advisor, Palo Alto, CA

"Everyone's pulling on the same end of the rope. I think we have the best team in the business, honestly.

Ron Penir

Regional Manager, Central Coast, CA

Fulfillment

When it comes to closing loans, service matters and we care deeply about you, your clients, and your real estate agent partners. Our entire Operations team is focused on producing satisfied clients, one home at a time. In many markets, we are known for our exceptional service and getting things done:

Reputation for closing loans in 15 days

Listings agents prefer our pre-approvals because we're known for closing on-time

No loan is too complex for us

"It's one thing for me as an originator to care about my files and see it through. I love it when other people on the team care just as much that they get it closed and get it done."

Ben Lerner

Home Loan Advisor, San Luis Obispo, CA

Technology

Our platform centers on an open architecture, so that as new tools become available we can evaluate and leverage them to create value and efficiency. Our best-in-class technology puts us ahead of the competition and gives you more control. Our customer portal offers a true mobile and modern experience, helping you delight customers while simplifying their process.

Digital Mortgage

Our client loan application portal brings the entire loan application online, creating an efficient and organized process for clients and home loan advisors.

Loan Organization System

Our advanced system keeps everything in one place from application to closing, helping you move toward closing faster.

Marketing & Automation CRM

Let our automated workflows and marketing tools keep you in touch with contacts effortlessly, while you focus on loans.

Pricing Engine

Show for more products, faster to get the right loan products and rates for your clients.

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Leadership team

We're led by well-respected industry veterans who anticipate the needs of retail originators like you, and how to create value for your referral partners and clients.

Lee M. Smith

Executive Vice President, President of Mortgage

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Susan Mchan

President, Retail Mortgage

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Onboarding support

Our Sales Support Department is your right arm as you transition to the Flagstar family. They will help you acclimate and get up to speed, and serve as your liason by making introductions and pointing you to your operational partners. They will be your concierge - nurturing, training, teaching, and monitoring your business through the loan manufacturing process - and your partners in quickly getting you to a place where you'll be comfortable going out to successfully generate new business.

Why we're different

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