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Home Equity Loan or Line of Credit Calculator

Interested in a home equity loan or line of credit? Determine how much equity is in your home and decide if it's the right decision for you.

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When it comes to determining how much you can borrow with a home equity loan or line of credit, it typically comes down to this: the more your home has appreciated since purchase, the higher the amount you’re allowed to borrow through a home equity loan. Our home equity calculator can help you determine your available equity based on a loan-to-value ratio, dividing your total mortgage debt by your most recent appraised home value. 

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Ready to apply online?

Start your home equity application here. Don't worry—if you get stuck, we're just a phone call away.

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Speak with a loan advisor.

We'll help you start your home equity application, and answer all your questions.

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Need some cash to pay for a house project, tuition, or a recent setback? Your home equity could be the perfect way to take care of things.
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Refinance

Refinancing your home can help you achieve a variety of goals. It can lower your monthly mortgage payments, reduce your interest rate, and free up some cash that you can use to pay off debt or invest in other areas of your life.
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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.