View Rates
Compare annual percentage yield (APY) for certificate of deposits, savings, checking, and money market accounts below.
Certificate of Deposit APY
A certificate of deposit (CD) has a fixed interest rate and a maturity date. Unlike a typical savings account where you can deposit and withdraw as you wish, a CD requires you to leave your money in the account for a set length of time. View our certificate of deposit interest rates and terms below.
| Certificate of Deposit Term | APY* |
|---|---|
CD Term 13 Month Certificate of Deposit |
APY* 4.50% |
CD Term 30-89 Day Certificate of Deposit |
APY* 1.49% |
CD Term 90-179 Day Certificate of Deposit |
APY* 4.18% |
CD Term 180-364 Day Certificate of Deposit |
APY* 4.25% |
CD Term 12-17 Month Certificate of Deposit |
APY* 4.00% |
CD Term 18-23 Month Certificate of Deposit |
APY* 3.74% |
CD Term 24-29 Month Certificate of Deposit |
APY* 2.75% |
CD Term 30-35 Month Certificate of Deposit |
APY* 2.50% |
CD Term 36-47 Month Certificate of Deposit |
APY* 2.25% |
CD Term 48-59 Month Certificate of Deposit |
APY* 2.25% |
CD Term 60-71 Month Certificate of Deposit |
APY* 2.25% |
CD Term 72-83 Month Certificate of Deposit |
APY* 2.25% |
CD Term 84-95 Month Certificate of Deposit |
APY* 2.00% |
CD Term 96-107 Month Certificate of Deposit |
APY* 2.00% |
CD Term 108-120 Month Certificate of Deposit |
APY* 2.00% |
Savings Account APY
Interest rates may vary by the type of Flagstar Bank savings account and its current balance. View our savings account interest rates below and our various savings calculators here.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $49,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 1.19% |
APY 1.20% |
Balance Tier $100,000 - $249,999.99 |
Interest Rate 2.47% |
APY 2.50% |
Balance Tier $250,000 - $499,999.99 |
Interest Rate 2.47% |
APY 2.50% |
Balance Tier $500,000 - $999,999.99 |
Interest Rate 2.96% |
APY 3.00% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 2.96% |
APY 3.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $9,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.75% |
APY 0.75% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 1.00% |
APY 1.00% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 1.00% |
APY 1.00% |
Balance Tier $100,000 - $499,999.99 |
Interest Rate 1.98% |
APY 2.00% |
Balance Tier $500,000 - $999,999,999.99 |
Interest Rate 1.98% |
APY 2.00% |
Checking Account APY
Interest rates vary by the type of Flagstar Bank checking account and its current balance. View our checking account interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $1,000 - $9,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $25,000 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.03% |
APY 0.03% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.25% |
APY 0.25% |
Money Market APY
Money Market Accounts offer competitive, tiered interest rates with check access. View our money market interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $5,000 - $9,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Certificate of Deposit APY
A certificate of deposit (CD) has a fixed interest rate and a maturity date. Unlike a typical savings account where you can deposit and withdraw as you wish, a CD requires you to leave your money in the account for a set length of time. View our certificate of deposit interest rates and terms below.
| Certificate of Deposit Term | APY* |
|---|---|
CD Term 13 Month Certificate of Deposit |
APY* 4.50% |
CD Term 30-89 Day Certificate of Deposit |
APY* 1.49% |
CD Term 90-179 Day Certificate of Deposit |
APY* 4.18% |
CD Term 180-364 Day Certificate of Deposit |
APY* 4.25% |
CD Term 12-17 Month Certificate of Deposit |
APY* 4.00% |
CD Term 18-23 Month Certificate of Deposit |
APY* 3.74% |
CD Term 24-29 Month Certificate of Deposit |
APY* 2.75% |
CD Term 30-35 Month Certificate of Deposit |
APY* 2.50% |
CD Term 36-47 Month Certificate of Deposit |
APY* 2.25% |
CD Term 48-59 Month Certificate of Deposit |
APY* 2.25% |
CD Term 60-71 Month Certificate of Deposit |
APY* 2.25% |
CD Term 72-83 Month Certificate of Deposit |
APY* 2.25% |
CD Term 84-95 Month Certificate of Deposit |
APY* 2.00% |
CD Term 96-107 Month Certificate of Deposit |
APY* 2.00% |
CD Term 108-120 Month Certificate of Deposit |
APY* 2.00% |
Savings Account APY
Interest rates may vary by the type of Flagstar Bank savings account and its current balance. View our savings account interest rates below and our various savings calculators here.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $9,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.75% |
APY 0.75% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 1.00% |
APY 1.00% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 1.00% |
APY 1.00% |
Balance Tier $100,000 - $499,999.99 |
Interest Rate 1.98% |
APY 2.00% |
Balance Tier $500,000 - $999,999,999.99 |
Interest Rate 1.98% |
APY 2.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $49,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 1.19% |
APY 1.20% |
Balance Tier $100,000 - $249,999.99 |
Interest Rate 2.47% |
APY 2.50% |
Balance Tier $250,000 - $499,999.99 |
Interest Rate 2.47% |
APY 2.50% |
Balance Tier $500,000 - $999,999.99 |
Interest Rate 2.96% |
APY 3.00% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 2.96% |
APY 3.00% |
Checking Account APY
Interest rates vary by the type of Flagstar Bank checking account and its current balance. View our checking account interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $1,000 - $9,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $25,000 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.03% |
APY 0.03% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.25% |
APY 0.25% |
Money Market APY
Money Market Accounts offer competitive, tiered interest rates with check access. View our money market interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $5,000 - $9,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Certificate of Deposit APY
A certificate of deposit (CD) has a fixed interest rate and a maturity date. Unlike a typical savings account where you can deposit and withdraw as you wish, a CD requires you to leave your money in the account for a set length of time. View our certificate of deposit interest rates and terms below.
| Certificate of Deposit Term | APY* |
|---|---|
CD Term 13 Month Certificate of Deposit |
APY* 4.50% |
CD Term 7-29 Day Certificate of Deposit |
APY* 0.25% |
CD Term 30-89 Day Certificate of Deposit |
APY* 0.25% |
CD Term 90-179 Day Certificate of Deposit |
APY* 3.69% |
CD Term 180-364 Day Certificate of Deposit |
APY* 3.74% |
CD Term 12-17 Month Certificate of Deposit |
APY* 3.74% |
CD Term 24-29 Month Certificate of Deposit |
APY* 2.50% |
CD Term 36-47 Month Certificate of Deposit |
APY* 2.00% |
CD Term 48-59 Month Certificate of Deposit |
APY* 2.00% |
CD Term 60-71 Month Certificate of Deposit |
APY* 2.00% |
CD Term 72-83 Month Certificate of Deposit |
APY* 2.00% |
CD Term 84-95 Month Certificate of Deposit |
APY* 2.00% |
CD Term 96-107 Month Certificate of Deposit |
APY* 2.00% |
CD Term 108-120 Month Certificate of Deposit |
APY* 2.00% |
CD Term 121-144 Month Certificate of Deposit |
APY* 2.00% |
Savings Account APY
Interest rates may vary by the type of Flagstar Bank savings account and its current balance. View our savings account interest rates below and our various savings calculators here.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $49,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $100,000 - $249,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Balance Tier $250,000 - $499,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $500,000 - $999,999.99 |
Interest Rate 0.60% |
APY 0.60% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.75% |
APY 0.75% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $9,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.25% |
APY 0.25% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $100,000 - $499,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Balance Tier $500,000 - $999,999,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Checking Account APY
Interest rates vary by the type of Flagstar Bank checking account and its current balance. View our checking account interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $1,000 - $9,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $25,000 - $999,999,999.99 |
Interest Rate 0.01% |
APY 0.01% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.05% |
APY 0.05% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
Money Market APY
Money Market Accounts offer competitive, tiered interest rates with check access. View our money market interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Certificate of Deposit APY
A certificate of deposit (CD) has a fixed interest rate and a maturity date. Unlike a typical savings account where you can deposit and withdraw as you wish, a CD requires you to leave your money in the account for a set length of time. View our certificate of deposit interest rates and terms below.
| Certificate of Deposit Term | APY* |
|---|---|
CD Term 13 Month Certificate of Deposit |
APY* 4.50% |
CD Term 7-29 Day Certificate of Deposit |
APY* 0.25% |
CD Term 30-89 Day Certificate of Deposit |
APY* 0.25% |
CD Term 90-179 Day Certificate of Deposit |
APY* 3.69% |
CD Term 180-364 Day Certificate of Deposit |
APY* 3.74% |
CD Term 18-23 Month Certificate of Deposit |
APY* 3.74% |
CD Term 24-29 Month Certificate of Deposit |
APY* 2.50% |
CD Term 30-35 Month Certificate of Deposit |
APY* 2.00% |
CD Term 36-47 Month Certificate of Deposit |
APY* 2.00% |
CD Term 48-59 Month Certificate of Deposit |
APY* 2.00% |
CD Term 60-71 Month Certificate of Deposit |
APY* 2.00% |
CD Term 72-83 Month Certificate of Deposit |
APY* 2.00% |
CD Term 84-95 Month Certificate of Deposit |
APY* 2.00% |
CD Term 96-107 Month Certificate of Deposit |
APY* 2.00% |
CD Term 108-120 Month Certificate of Deposit |
APY* 2.00% |
CD Term 121-144 Month Certificate of Deposit |
APY* 0.80% |
Savings Account APY
Interest rates may vary by the type of Flagstar Bank savings account and its current balance. View our savings account interest rates below and our various savings calculators here.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $49,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $100,000 - $249,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Balance Tier $250,000 - $499,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $500,000 - $999,999.99 |
Interest Rate 0.60% |
APY 0.60% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.75% |
APY 0.75% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $9,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.25% |
APY 0.25% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.30% |
APY 0.30% |
Balance Tier $100,000 - $499,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Balance Tier $500,000 - $999,999,999.99 |
Interest Rate 0.40% |
APY 0.40% |
Checking Account APY
Interest rates vary by the type of Flagstar Bank checking account and its current balance. View our checking account interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $1,000 - $9,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $25,000 - $999,999,999.99 |
Interest Rate 0.01% |
APY 0.01% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Money Market APY
Money Market Accounts offer competitive, tiered interest rates with check access. View our money market interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.20% |
APY 0.20% |
Certificate of Deposit APY
A certificate of deposit (CD) has a fixed interest rate and a maturity date. Unlike a typical savings account where you can deposit and withdraw as you wish, a CD requires you to leave your money in the account for a set length of time. View our certificate of deposit interest rates and terms below.
| Certificate of Deposit Term | APY* |
|---|---|
CD Term 6 Month Internet Certificate of Deposit |
APY* 0.05% |
CD Term 12 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 18 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 24 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 30 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 36 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 48 Month Internet Certificate of Deposit |
APY* 0.10% |
CD Term 60 Month Internet Certificate of Deposit |
APY* 0.10% |
Savings Account APY
Interest rates may vary by the type of Flagstar Bank savings account and its current balance. View our savings account interest rates below and our various savings calculators here.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $24,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $25,000 - $99,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.05% |
APY 0.05% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 1.98% |
APY 2.00% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 1.98% |
APY 2.00% |
Checking Account APY
Interest rates vary by the type of Flagstar Bank checking account and its current balance. View our checking account interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999,999,999.99 |
Interest Rate 0.00% |
APY 0.00% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $1,000 - $9,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.02% |
APY 0.02% |
Balance Tier $25,000 - $999,999,999.99 |
Interest Rate 0.02% |
APY 0.02% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.01% |
APY 0.01% |
Balance Tier $5,000 - $24,999.99 |
Interest Rate 0.03% |
APY 0.03% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.04% |
APY 0.04% |
Balance Tier $100,000 - $999,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $1,000,000 - $999,999,999.99 |
Interest Rate 0.25% |
APY 0.25% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $24,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $25,000 - $99,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Money Market APY
Money Market Accounts offer competitive, tiered interest rates with check access. View our money market interest rates below.
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $4,999.99 |
Interest Rate 0.10% |
APY 0.10% |
Balance Tier $5,000 - $9,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $10,000 - $24,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $25,000 - $49,999.99 |
Interest Rate 0.15% |
APY 0.15% |
Balance Tier $50,000 - $99,999.99 |
Interest Rate 0.50% |
APY 0.50% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.50% |
APY 0.50% |
| Balance Tier | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balance Tier $0 - $24,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $25,000 - $99,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Balance Tier $100,000 - $999,999,999.99 |
Interest Rate 0.05% |
APY 0.05% |
Interest rates and annual percentage yields effective as of 9/30/2023. Interest rates and annual percentage yields may change after you open your account. Please see Disclosures for additional details.
Annual Percentage Yield (APY). 4.50% APY 13-month CD is accurate as of 9/30/2023. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum opening deposit required. Maximum online opening deposit is $110,000. Please visit your local branch to open an account greater than $110,000. Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Additional deposits not allowed during CD term. At the time of renewal, account will move to a 12-month CD at the current posted rate. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Cannot be combined with any other CD offer. Please contact your local Flagstar branch for more information. Personal accounts only. Limited time offer. Area restrictions may apply.