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A CD offer made simple to bring solutions within reach.

5.15%APY5

13-month certificate of deposit

13-month rate guaranteed

Fixed rate of return

New money only

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Talented Bankers

Ready to help

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Nearly 400 Branches

in Arizona, California, Florida, Indiana, Michigan, New Jersey, New York, Ohio, and Wisconsin

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Apply at your local branch

1This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

2Not all devices supported. Available for eligible personal and business deposit account customers only.

3Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

4Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

5Annual Percentage Yield (APY). 5.15% APY is accurate as of 2/23/2024. 13-month term available. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum opening deposit required. Maximum deposit is $10,000,000. Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Additional deposits not allowed during CD term. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Cannot be combined with any other CD offer. Must present offer at account opening. Limited-time offer. Area restrictions may apply. Please contact your local branch for more information.

102 Duffy Avenue Hicksville, New York 11801