Work hard, earn fast with 3.50% APY¹ for 90 days

¹Annual Percentage Yield (APY). 3.50% APY is accurate as of 6/4/2026 on Flagstar Business Solutions Platinum Money Market accounts on balances greater than or equal to $25,000, for the first 90 days after account opening, at which time this account will then revert to the then posted non-promotional interest rate for the Flagstar Business Solutions Platinum Money Market account type unless eligible for the subsequent 12-month rate as detailed in requirements below. Offer subject to the following conditions: You must open a new Flagstar Business Solutions Platinum Money Market Account, or have an existing and active (meaning not dormant or inactive) Flagstar Business Solutions Platinum Money Market Account and meet the following requirements: (i) The account must be funded within 90 days of the approval date; (ii) You must make a minimum opening deposit to a new Flagstar Business Solutions Platinum Money Market Account of at least $25,000 and this must be “new money,” which is defined as money that is not currently on deposit in any Flagstar Bank account; money moved from any Flagstar Bank affiliate or subsidiary account or funded from a Flagstar/affiliate loan or line of credit does not qualify; or you must add an additional “new money” deposit of $25,000 to an existing Flagstar Business Solutions Platinum Money Market Account; (iii) You must maintain an active (not dormant or inactive) Flagstar Business Checking Account, this can either be a new account or an existing account already being used; and (iv) Accounts that maintain a daily balance greater than or equal to $25,000 during the first 90 days will receive the promotional rate for a 90-day period. A maintenance service charge of $20 will be imposed every month if the average daily balance in the account falls below $5,000. Private Bank and Commercial Banking clients are not eligible for this promotion. Only new funds qualify; internal transfers from existing Flagstar business accounts do not count as new money. Standard non-consumer money market account terms and conditions apply. The rate guarantee applies only if all qualifying requirements are satisfied in the timeframe. For tax purposes, the customer will receive an IRS form from Flagstar Bank. This offer is limited to one qualifying account per tax identification number. If multiple accounts are opened with the same account holder, only one account will be eligible for this offer. Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee your eligibility. All account applications are subject to our normal approval process.