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Business Loans

Your business needs more than a great plan to achieve its potential. That’s where Flagstar comes in.

You have the vision and drive. We have the solutions to match.

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One-size-fits-you lending

Every business takes a different path to success. Flagstar builds your loan with your company’s goals in mind.

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Business is personal(ized)

Your dedicated Flagstar team member will work closely to find the lending solution that’s right for you.

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Getting started is simple

Just pick up the phone or drop by a branch to talk to a Flagstar team member.

Loans for every size and goal

Whether you’re expanding inventory or purchasing equipment, your bankers at Flagstar will work closely with you to create a lending solution that’s custom-built for your business. With flexible amounts, rates, and repayment terms, we can build a loan that’s right for your goals, and you can focus on what makes your business great.

 

Calculate options
  • Loan amounts starting at $25,000
  • Fixed or floating interest rates
  • Terms up to five years (seven years in some circumstances)
  • Repayment terms include principal and interest, or principal plus interest depending on rate 
  • Available for purchases and refinances
  • Collateral is required and may include accounts receivable, inventory, machinery and equipment, real estate, marketable securities, cash, and/or certificates of deposit

First things first

Streamline your business loan application by following these steps:

  1. Visit your local Flagstar branch to get started. We’ll explain the process and supply you with the documents needed for your application.
  2. Complete a business loan application.
  3. Fill out your personal financial statement.
Get started
To apply for a business loan, you must:
  • Meet established lending requirements and obtain credit approval.
  • Have been in business for at least three years
  • Have a satisfactory business and personal credit history.
  • Be profitable with sufficient cash flow to meet both your new and current financial obligations.
  • Have adequate business income to support the new loan with no reliance on investment income.

Connect with a Small Business Consultant

Let Flagstar handle optimizing your cash flow, streamlining payments and receivables, ensuring reliable access to capital, and finding solutions ahead of hurdles, so you can focus on growing your business.

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Ease

Unlock tailored solutions that hit all the marks and pave your path to tomorrow’s success.

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Expertise

Leverage our consultants’ strong business backgrounds, specialized knowledge, and practical insights.

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Empowerment

Make clear, confident financial decisions that help create the future you’ve been working toward.

Fill out the form below to connect with us or visit your local branch.

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Loans and lines of credit are subject to credit review and approval and underwriting terms and conditions. Loan repayment via auto-debit from a Flagstar checking account is required for all loans. Established credit criteria must be met. Apply at your local Flagstar branch. Fees may include a set-up fee, annual fee, and out-of-pocket costs. Online banking access for secured line of credit limited to view-only option.