Mobile Banking at a Glance

The Flagstar Mobile Banking app gives you access to your Flagstar accounts through an internet-enabled device like a smartphone or tablet. With Flagstar Mobile Banking, you can:

• View account summaries
• View account transaction history
• Save time with Mobile Deposit²
• View check images
• Make transfers
• Review and pay bills
• Send Money with Zelle^®
• Locate an ATM, branch, or loan center  

¹ Not all devices supported. Available for eligible personal and business deposit account customers only.

² Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Accounts must be in good standing.

We do everything we can to make your Online and Mobile Banking experience as secure as possible. Each transaction is equipped with high-tech protection allowing you to bank with peace of mind.

When you log in using your mobile device, you are logging in with the same multi-layer security that is used as if you logged on from your desktop computer. We confirm your credentials along with the device you are using.

We also provide a comprehensive suite of security features so you can stay in control of your account 24/7. With Debit Card Controls, you can freeze your card, set spending limits, and more. Account Alerts keep you in-the-know with real-time information. Set up Touch and Face ID in your Flagstar Mobile Banking app for added protection.

Depending on the services that you use, Flagstar Mobile Banking may access your contacts, GPS, and camera.

• Contacts – The app may access your contacts when sending money to one of your contacts via Zelle^®1.
• GPS – The app will access your GPS location when using the Flagstar ATM/branch locator.
• Camera – The app will access your camera (but not your photos saved on your device) when processing a mobile check deposit.

¹ Zelle and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. Payment requests to persons not already enrolled with Zelle^® must be sent to an email address.

Online Banking is available for personal checking, savings, certificates of deposit, money market accounts, and select loans. Business customers can access Online Banking for select accounts, too.

Once you open an eligible account with us, you can sign up for Online Banking here. Next, use your smartphone to download Flagstar Mobile Banking from Google Play or Apple's App Store. Once it’s installed, use the same username and password that you use with Online Banking to log in.

If you have a mortgage with Flagstar Bank, sign up for MyLoans^® to make payments, view account history, and more. Sign up for MyLoans.