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Roth IRA

Save for your retirement with tax-free growth now and tax-free withdrawals down the road.

Position your finances for a comfortable future

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Keep more of your money.

Your contributions grow tax-free, putting more money to work for you.

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Set up automatic contributions.

Make retirement savings a priority with automatic monthly transfers.

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Tax-free withdrawals

The beauty of a Roth IRA is that withdrawals are tax-free after age 59 and 1/2, as long as it’s been at least 5 years since your first contribution.

Is a Roth IRA right for your retirement?

Talk to our client consultants to learn the benefits of Roth IRAs. Our experienced bankers are here to help you make the best decisions for your retirement goals and timeline. 

 

  • Interest paid monthly
  • No annual fee
  • Preferred CD rates with $5,000 or more in your combined accounts1
  • View principal and interest online 

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Traditional IRA

A retirement account is essential for living the life you've worked so hard to build. A traditional IRA is designed to grow your investments faster and lower your tax liability, now and in retirement.

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Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

To contribute to a Roth IRA, you or your spouse must have earned income, and your modified adjusted gross income (MAGI) may not exceed certain limits. Withdrawals from Roth IRAs before age 59 1/2 may be subject to taxes at your current rate, a 10% federal additional tax, and possible state tax. Please consult a tax or legal expert for advice before making contributions, withdrawals, or other investment decisions.  For Roth IRA CDs, we may assess fees for withdrawals before the maturity date. Fees may reduce earnings. Accounts will be FDIC insured up to the maximum amount allowed by law.

1Excludes promotional rates.