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Traditional IRA

A retirement account is essential for living the life you've worked so hard to build. A traditional IRA is designed to grow your investments faster and lower your tax liability, now and in retirement.

Traditional IRAs offer tax advantages that keep more money working for you

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Immediate tax savings

Contributions are tax-deductible, which lowers your taxable income for the year you make them.

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Tax-deferred growth

You won't pay taxes on earnings until you withdraw funds, allowing your investments to potentially grow faster. 

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Income tax deferral 

Pay less taxes on withdrawals if you're in a lower tax bracket in retirement.

Is a traditional IRA right for your retirement?

Talk to our client consultants to see how a traditional IRA could fit into your retirement plans. They are committed to helping you make strategic financial choices based on your goals and timeline. Our traditional IRAs offer a wide range of options so you can tailor your account to your unique needs. 

 

  • Interest paid monthly
  • No annual fee
  • View principal and interest online

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Roth IRA

Save for your retirement years with tax-free growth on your deposits. You'll enjoy tax-free withdrawals down the road.

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Earn up to 5.15% APY1 with a CD

Explore our wide range of CD account terms that can help you earn more interest.

You must have earned income to enroll in a Traditional IRA. Your contributions may be tax deductible. Withdrawals from Traditional IRAs before age 59 ½ may be subject to taxes at your current rate, a 10% federal additional tax, and possible state tax. Please consult a tax or legal expert for advice before making contributions, withdrawals or other investment decisions. For Traditional IRA CDs, we may assess fees for withdrawals before the maturity date.  Fees may reduce earnings. Accounts will be FDIC insured up to the maximum amount allowed by law.