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Flagstar Savings Plus

Rev up your savings with premium features and expandable rates. It's next-level savings designed for savers like you.

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Accelerate your savings to reach goals faster.

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Better savings rates

When your account balance reaches a new level, your interest rate will, too.

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No monthly fee with a Flagstar checking account

Avoid monthly service charge when you have a Flagstar personal checking account

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$1 to open

The minimum deposit to open this account is only $1.

The math is easy. Save more = earn more.

Flagstar Savings Plus is perfect for serious savers with $10,000 or more. Your savings rate grows when your balance reaches different levels, so you'll earn more by saving more. Plus, you can keep an eye on your savings 24/7 with online and mobile banking.1

 

Bank on the go with Mobile Banking.1

Mobile Banking lets you pay bills, move money, deposit checks,3 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.4

So many ways to save

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Earn interest on your savings.

Your money works harder with interest on your savings.

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Convenient ways to make a deposit

It's your choice: online, at a Flagstar ATM or branch, via mobile deposit3 or direct deposit,  by phone, with automatic transfers, and more.

Start saving. Open a savings account today.

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Apply online

Open an account anytime, day or night. It’s easy and secure.

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Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

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Flagstar Kids Savings

Designed for kids and teens, Flagstar Kids is a great way to teach the value of money and the importance of saving it.

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Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

1Not all devices supported. Available for eligible personal and business deposit account customers only.

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

3Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

4Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.