Skip to main content

Before you go

You are about to leave Flagstar is not responsible for the content on other sites.

Flagstar Savings Plus

Rev up your savings with premium features and expandable rates. It's next-level savings designed for savers like you.

Your location: Change ZIP

Accelerate your savings to reach goals faster.

Icon of person with bar chart

Better savings rates

When your account balance reaches a new level, your interest rate will, too.

icon of a checkbook with a checkmark

No monthly fee with a Flagstar checking account

Avoid monthly service charge when you have a Flagstar personal checking account

Icon showing a line going through a dollar symbol

$1 to open

The minimum deposit to open this account is only $1.

The math is easy. Save more = earn more.

Flagstar Savings Plus is perfect for serious savers with $10,000 or more. Your savings rate grows when your balance reaches different levels, so you'll earn more by saving more. Plus, you can keep an eye on your savings 24/7 with online and mobile banking.1


Bank on the go with Mobile Banking.1

Mobile Banking lets you pay bills, move money, deposit checks,3 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.4

So many ways to save

Icon of bank statement with percent symbol

Earn interest on your savings.

Your money works harder with interest on your savings.

Icon of deposit slip and smartphone

Convenient ways to make a deposit

It's your choice: online, at a Flagstar ATM or branch, via mobile deposit3 or direct deposit,  by phone, with automatic transfers, and more.

Start saving. Open a savings account today.

Icon with a desktop computer and phone

Apply online

Open an account anytime, day or night. It’s easy and secure.

Icon indicating person and branch team member conversing

Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

You may also be interested in:

Adult an child playing, and laughing in kitchen

Flagstar Kids Savings

Designed for kids and teens, Flagstar Kids is a great way to teach the value of money and the importance of saving it.

Picture of two people in kitchen. One is kissing the other on the cheek while they drink coffee.

Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

Person smiling and sitting with a tablet device and a credit or debit card in hand

Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

1Not all devices supported. Available for eligible personal and business deposit account customers only.

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

3Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

4Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.