SimplyChecking Accounts
If you’re looking for a new checking account that sticks to the basics, our SimplyChecking account is the solution for you.
A checking account prepared with the essentials.
Sometimes you don’t need all the bells and whistles—the essentials will do just fine. If you’re looking for an everyday account that focuses on just the features you need, SimplyChecking may be the perfect fit for you. This straightforward checking account offers the ability to manage your money and pay your bills at home or on the go, all with no monthly service fee or minimum balance requirement. It may just cover the basics, but there's still a whole lot to love.
Speak with one of our bankers to open a SimplyChecking account today.
FEATURES OF SIMPLYCHECKING ACCOUNTS:
- No minimum balance required
- No monthly service fee
- 0.50% rate reduction on home equity lines of credit when payments are automatically made from this account1
- 0.25% rate reduction on home equity loans, personal loans, and personal lines of credit when payments are automatically made from this account1
- Free VISA® debit/ATM card2
- Enjoy preferred CD rates by keeping $5,000 or more in combined checking, savings, and money market accounts3
- 24-hour online and mobile banking4
- 24-Voice Phone Banking Call (888) 248-6423
- Minimum $50 deposit to open
All SimplyChecking accounts come with:
You may also be interested in:
We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.
1Subject to loan approval. Automatic payments must be established and elected at the time of application; subject to change at any time.
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.
3Excludes promotional rates.
4Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.
5Currency conversion fee may apply to transactions outside the U.S.