SimplyChecking
Crafted with the essentials.
Sometimes you don’t want all the bells and whistles—you’re just looking for an everyday account that offers just what you need. SimplyChecking offers the features you need, allowing you to manage your money and pay your bills at home or on the go.
If you maintain lower balances and don’t expect to earn interest, SimplyChecking will do everything you need—with no monthly fee.
KEY ACCOUNT FEATURES:
- No minimum balance required
- No monthly service fee
- 0.50% rate reduction on home equity lines of credit when payments are automatically made from this account.1
- 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account.1
- Free VISA® debit/ATM card2
- Preferred CD rates are available by keeping $5,000 or more in combined checking, savings, and money market accounts3
- 24-Voice Phone Banking Call (888) 248-6423
- Minimum $50 deposit to open
SERVICE FEE:
No monthly service fee
All checking accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.
1Subject to loan approval. Excludes mortgages.
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.
3Excludes promotional rates.
4Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.
5This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc
6Currency conversion fee may apply to transactions outside the U.S.