Skip to main content
Close

Before you go

You are about to leave flagstar.com. Flagstar is not responsible for the content on other sites.

Flagstar Student Checking

A smart way for college students to start their journey to financial independence.

Your location: Change ZIP

A checking account designed for college students 18+

Icon representing $1

Just $1 to open

And no minimum balance after that.

Icon showing line going through a dollar sign

No monthly fees

So you’ll have more money to invest in your future (or late-night snacks).

Icon showing graduation cap with dollar sign

Designed for college students 18+

College gives you plenty to think about. This account keeps things nice and easy with no limits on the number of transactions. 

Simple—because college life is anything but.

College life can be tricky, so you need a checking account that keeps things simple. With Student Checking, you can use Online and Mobile Banking1 to check your account balance, set up payments so your bills are never late, and get alerts to keep yourself from overspending.

 

Swipe it. Type it. Tap it. Scan it.

Choose your favorite way to pay with a Flagstar Visa® Debit Card.2 Who knew paying for things could be so much fun? 

Icon depicting debit cards

Flagstar Visa® Debit Card2

A secure, convenient way to pay wherever Visa is accepted—which is practically everywhere.

Icon with computer and mobile device with a money sign on it.

Online and Mobile Banking1

Bank on your schedule. Make deposits4 and transfers, pay bills or people—anytime, anywhere.

Icon with cash coming out of a slot

56,000+ Flagstar ATMs3

Flagstar customers get free access to Flagstar, Allpoint, and Presto ATMs.

Icon with a money symbol with lines drawn to a group of people

Send Money with Zelle®

All you need is the recipient’s email or U.S. mobile number.

Icon indicating rounding up

Round Up with FlagstarTM

Round your purchases up to the next dollar and put the difference into a savings account.

Icon with a card and checkmark

Pay with Confidence

Learn how we help you manage your transactions.

Bank on the go with Mobile Banking.1

Mobile Banking lets you pay bills, move money, deposit checks,4 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.5

Icon indicating person and branch team member conversing

Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

You may also be interested in:

Two parents smiling and holding their younger child.
Savings Accounts

Prepare for your future. Discover the savings account that will help you reach your goals.

Picture of two people in kitchen. One is kissing the other on the cheek while they drink coffee.

Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

A young person pays for something using a smart watch while two people watch
Online and Mobile Banking

A convenient way to view transactions, schedule payments, send money with Zelle®, and more. 

We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

Interest rates are tiered to a maximum amount.

1Not all devices supported. Available for eligible personal and business deposit account customers only.

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

3Currency conversion fee may apply to transactions outside the U.S.

4Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

5Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.