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Personal Checking Accounts SimplyOne

SimplyOne

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Basically convenient.

Straightforward and without bells and whistles, this account was designed for low fees and reduces overdraft risks. This “checkless” account eliminates the chance of overdrafts due to forgotten checks and never assesses Non-Sufficient Funds fees.

SimplyOne Checking makes banking accessible to more people in the community. By meeting standards established by the Cities for Financial Empowerment Fund around cost, functionality, and consumer safety, this account has earned Bank On certification.

KEY ACCOUNT FEATURES:

  • Keep track of balances and expenses
  • Online banking and bill pay
  • Mobile banking1
  • 0.25% rate reduction on home equity lines of credit when payments are automatically made from this account2
  • 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account2
  • 24-Voice Phone Banking for transfers, monitoring balances, tracking transactions, and stopping payments: (888) 248-6423
  • Free VISA® debit/ATM card3
  • Free access to a network of over 56,000 Allpoint and Presto ATMs worldwide4
  • Protect your deposits with FDIC insurance5
To apply call (866) 970-1691

MONTHLY SERVICE FEE:

$5 maintenance service charge

All checking accounts come with:

Online Banking
ONLINE BANKING AND BILL PAY
Mobile Banking
MOBILE BANKING WITH MOBILE DEPOSIT1
FREE VISA® DEBIT/ATM CARD3
ATM
FREE ACCESS TO A NETWORK OF OVER 56,000 ALLPOINT AND PRESTO ATMS WORLDWIDE4
Get Started
Apply over the phone
(866) 970-1691
Apply at your local branch

You may also be interested in:

Savings Accounts
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Certificates of Deposit
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Business Checking Accounts
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

 

This account does not earn interest. Minimum $1 deposit to open checking account. A maintenance service charge of $5 will be imposed every month. This fee cannot be waived. $1 fee per money order. Bounce Protection is not available with SimplyOne accounts.


1Not all devices supported. Available for eligible personal and business checking and savings account customers only. CD customers may view their balance and account activity only. Must be an active personal online banking user.

 

2Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.


3This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

4Currency conversion fee may apply to transactions outside the U.S.

5FDIC insurance is up to the amount permitted by law.

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Flagstar has been named one of the Top 100 Banks by GOBankingRates.
Flagstar is proud to be recognized by Forbes as one of America’s Best Banks.
Flagstar is proud to be recognized by Forbes as one of America’s Best Banks.