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Before you go
Flagstar offers a wide array of great loan programs tailored to fit your individual needs in either a fixed-rate mortgage or an adjustable-rate mortgage (ARM). Some of the home loan products we offer include:
- 10-, 15-, 20-, 25- or 30-year fixed-rate loan terms
- 3-, 5-, 7- or 10-year adjustable-rate loan terms (up to $510,400)
- 3- or 5-year jumbo adjustable-rate loan terms (over $510,400)
- First-time homebuyer home loan programs
Have more home loan questions? Browse types of home loans.
You can order your credit report (usually for free) or dispute information that it contains by contacting the agencies listed below:
Equifax
PO Box 740241 Atlanta, Georgia 30374
800-685-1111
equifax.com
TransUnion
PO Box 390 Springfield, Pennsylvania 19064
800-888-4213
transunion.com
Experian
PO Box 949 Allen, Texas 75013
800-422-4879
experian.com
Homeowner's insurance protects your property against disaster and liability. This insurance protects you and the lender's investment in your property. You are required to be insured against unexpected hazards and personal liability claims. Prepayment of the first year's homeowner's insurance will be part of your closing costs. Your ongoing insurance premiums will become part of your monthly mortgage payment.
Your best option is a home loan conditional approval — an evaluation of your credit worthiness based on your income, assets, debts and past credit use. To obtain your home loan conditional approval today, apply now with our quick and easy online application. If you have other home loan questions, call a Flagstar loan advisor at 844-528-1286 or visit your local branch.
Call us
Mortgage sales (non-servicing related)
855-372-5626
Monday–Thursday: 9 a.m.–8 p.m. ET
Friday: 9 a.m.–7 p.m. ET
Saturday: 10 a.m.–3 p.m. ET
MyLoans® support
800-968-7700
Outside the US: +1-248-312-6500
